In a motor vehicle liability dispute case in Xiamen, the court ruled that the at-fault party shall compensate the victim for various losses totaling 12.8 ten thousand yuan.

On 2024/4/18, defendant Chen drove a small sedan on a road in Jimei District, Xiamen City. At an intersection, Chen ran a red light and collided with plaintiff Wang, who was crossing the street at a crosswalk, causing injury to Wang. The Jimei Detachment of the Xiamen Public Security Bureau Traffic Police Corps determined that defendant Chen bore full responsibility for the accident, while plaintiff Wang bore no responsibility. Following the incident, Wang was hospitalized for 20 days, incurring medical expenses of 3.2 ten thousand yuan. A judicial appraisal concluded that Wang sustained a Grade 10 disability, with a work incapacity period of 90 days, a nutritional support period of 45 days, and a nursing care period of 20 days. Defendant Chen's vehicle was insured by defendant Insurance Company under compulsory traffic insurance and commercial third-party liability insurance (coverage limit: 100 ten thousand yuan). Plaintiff Wang filed a lawsuit against defendant Chen and the Insurance Company, seeking compensation totaling 12.8 ten thousand yuan for medical expenses, lost wages, nursing fees, transportation costs, hospital meal allowances, nutritional fees, disability compensation, and mental distress damages.

The court ruled that the defendant insurance company shall compensate Plaintiff Wang 12.8 ten thousand yuan within the limits of compulsory traffic accident liability insurance and commercial third-party liability insurance; Defendant Chen shall bear all litigation costs and judicial appraisal fees for this case.